.page-terms-conditions {
  font-family: 'Arial', sans-serif;
  line-height: 1.6;
  color: #333;
  background-color: #f8f9fa;
}

.page-terms-conditions__hero {
  background: linear-gradient(135deg, #0A2463, #3a5c96); /* Dark blue gradient */
  color: #ffffff;
  padding: 80px 0 40px;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.page-terms-conditions__hero-image {
  position: absolute;
  bottom: -20px;
  right: -20px;
  opacity: 0.15;
  width: 250px;
  height: auto;
  z-index: 0;
}

@media (max-width: 768px) {
  .page-terms-conditions__hero-image {
    width: 150px;
    bottom: -10px;
    right: -10px;
  }
}

.page-terms-conditions__container {
  max-width: 960px;
  margin: 0 auto;
  padding: 0 15px;
  position: relative;
  z-index: 1;
}

.page-terms-conditions__title {
  font-size: 2.8em;
  margin-bottom: 15px;
  color: #FFD700; /* Gold accent */
  font-weight: bold;
}

.page-terms-conditions__subtitle {
  font-size: 1.2em;
  margin-bottom: 30px;
  opacity: 0.9;
}

.page-terms-conditions__section {
  padding: 60px 0;
  border-bottom: 1px solid #eee;
}

.page-terms-conditions__section--alt-bg {
  background-color: #eef2f7; /* Lighter background for contrast */
}

.page-terms-conditions__heading {
  font-size: 2em;
  color: #0A2463; /* Dark blue */
  margin-bottom: 25px;
  border-bottom: 2px solid #FFD700;
  padding-bottom: 10px;
  display: inline-block;
}

.page-terms-conditions__paragraph {
  margin-bottom: 15px;
  font-size: 1.05em;
  color: #444;
}

.page-terms-conditions__list {
  list-style-type: disc;
  margin-left: 25px;
  margin-bottom: 20px;
  color: #444;
}

.page-terms-conditions__list-item {
  margin-bottom: 10px;
  font-size: 1em;
}

.page-terms-conditions__image {
  max-width: 100%;
  height: auto;
  border-radius: 8px;
  margin-top: 30px;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.1);
}

.page-terms-conditions__cta {
  background-color: #0A2463; /* Dark blue */
  color: #ffffff;
  padding: 70px 0;
  text-align: center;
}

.page-terms-conditions__cta-content {
  display: flex;
  flex-direction: column;
  align-items: center;
}

.page-terms-conditions__cta-title {
  font-size: 2.5em;
  color: #FFD700; /* Gold accent */
  margin-bottom: 20px;
}

.page-terms-conditions__cta-text {
  font-size: 1.1em;
  margin-bottom: 30px;
  max-width: 700px;
  opacity: 0.9;
}

.page-terms-conditions__cta-button {
  display: inline-block;
  background-color: #FFD700; /* Gold accent */
  color: #0A2463; /* Dark blue */
  padding: 15px 30px;
  border-radius: 5px;
  text-decoration: none;
  font-weight: bold;
  font-size: 1.1em;
  transition: background-color 0.3s ease, transform 0.2s ease;
}

.page-terms-conditions__cta-button:hover {
  background-color: #e6c200; /* Slightly darker gold */
  transform: translateY(-2px);
}

.page-terms-conditions .text-highlight {
  color: #0A2463;
  font-weight: bold;
}

.page-terms-conditions__section--alt-bg .text-highlight {
  color: #FFD700;
}

/* Responsive adjustments */
@media (max-width: 768px) {
  .page-terms-conditions__title {
    font-size: 2.2em;
  }

  .page-terms-conditions__subtitle {
    font-size: 1em;
  }

  .page-terms-conditions__heading {
    font-size: 1.7em;
  }

  .page-terms-conditions__section {
    padding: 40px 0;
  }

  .page-terms-conditions__cta-title {
    font-size: 2em;
  }

  .page-terms-conditions__cta-button {
    padding: 12px 25px;
    font-size: 1em;
  }
}

@media (max-width: 480px) {
  .page-terms-conditions__title {
    font-size: 1.8em;
  }

  .page-terms-conditions__heading {
    font-size: 1.5em;
  }

  .page-terms-conditions__paragraph, .page-terms-conditions__list-item {
    font-size: 0.95em;
  }
  .page-terms-conditions__cta-title {
    font-size: 1.8em;
  }
  .page-terms-conditions__cta-text {
    font-size: 0.95em;
  }
}